Privacy Policy

Effective Date: July 28, 2025

At Miranda Mortgage, powered by Barrett Financial Group, LLC (NMLS #181106), your privacy is a priority. This Privacy Policy explains how we collect, use, protect, and share your information when you engage with our services.

1. Who We Are
Miranda Mortgage operates as a licensed mortgage broker under Barrett Financial Group, LLC. Naiely Miranda (NMLS #1543620) is licensed to originate mortgage loans in the state of Colorado.

2. Information We Collect
To evaluate and process your loan application, we may collect the following information:

• Full name, date of birth, Social Security Number (SSN) or ITIN
• Contact details: phone number, email, current and past addresses
• Government-issued identification
• Employment details, income verification (pay stubs, W-2s/1099s, tax returns)
• Credit information, credit report, and credit score
• Bank statements, investment accounts, assets and liabilities
• Property and loan information (purchase price, down payment, etc.)
• Optional demographic information (collected for federal compliance purposes only)

3. How We Collect Information
Information is collected securely through our online application platform, powered by Barrett Financial Group. We do not collect sensitive personal information via phone or email. All sensitive data is submitted through encrypted and secure portals only. Please do not disclose private or sensitive information over the phone or email, as we will never request it through those channels.

4. How We Use Your Information
We use your information to:

• Evaluate mortgage loan eligibility
• Submit applications to lenders
• Communicate with you regarding your application
• Comply with federal and state legal requirements

5. Who Has Access to Your Data
Only Barrett Financial Group, LLC and authorized team members have access to your personal information for the purpose of processing mortgage applications.

6. Data Security
We take data security seriously and implement industry-standard measures including:

• Secure online portals
• Encrypted data storage
• Strong password policies
• Firewalls and access controls

7. Third-Party Tools & Tracking
Our website uses:

• Google Analytics for anonymous website traffic insights. No personal data is collected or stored.
• HubSpot to manage form submissions. Personal data is only collected if you submit a form.

8. Your Rights & Data Removal
You have the right to request the removal of your personal data:

• To delete any mortgage application data submitted through our online form, please email naiely@barrettfinancial.com
• To request the removal of any data submitted via a website form (HubSpot), please email us at naiely@barrettfinancial.com. Our team will coordinate with our Web Design and SEO provider to ensure your data is removed from HubSpot systems.

9. Children’s Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect information from minors.

10. Updates to This Policy
We may update this policy from time to time. Updates will be posted on our website with the effective date.

Contact Us
If you have any questions about this policy or how your data is handled, please contact:

Naiely Miranda
Mortgage Loan Originator | NMLS #1543620
Barrett Financial Group, LLC | NMLS #181106
Email: naiely@barrettfinancial.com
Phone: (303) 520-1786